Subcontractors and independent contractors can be required to have Owners and Contractors Protective Liability Coverage . All businesses need insurance, but how much and what type depends on your business activities. Many types of insurance are available; some are required by law and others are optional. Unless otherwise noted, most insurance can be obtained from an insurance agency specializing in business insurance. The Hartford shall not be liable for any damages in connection with the use of any information provided on this page.

TechInsurance agents, agencies, and brokers are licensed by the Idaho Department of Insurance. If you currently rely simply on property insurance, you are protecting your assets but not the business itself. If there’s a business interruption or a lawsuit, you need business insurance to ensure that you can keep going. Or operate in an industry with high turnover rates, you’ve likely hired many employees, whether temporary or full-time. The truth of the matter is that any of these employees can bring legal action against your business at any time. Whether you are a new business, office, restaurant or you’re in a tough industry like contractors and trucking, we have insurance partners willing to write your GL insurance coverage through this link idahotvscore.org

Since there are many types of liability coverages, it is important to talk with a specialist at The Falls Insurance Center, Inc. about the best options for your business. Et Coeur D’ Alene Insurance help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering General Liability coverage. Consideration must be given to the extent and limits of coverage a business might need to meet the comprehensive need of the organization.

In contrast, general liability insurance can help cover claims that your business caused injury to a third party by property damage, bodily injury, or copyright infringement. Commercial Auto Commercial Auto Insurance, required by Idaho law for business vehicles, provides liability coverage for bodily injury and property damage. This policy can also protect your vans, trucks, or cars, insuring against collision damage or other risks, like floods, vandalism, or falling branches. Businesses in Washington and Idaho need to have commercial insurance in place to protect their finances. One of the most important business insurance types is commercial liability insurance. Idaho Commercial Auto Insurancecan help your Idaho business cover the financial costs from a car accident if you or an employee is found to be at fault.

Occurrence policies will cover claims that take place during the coverage period, even if the treatment did not occur during the active policy. CoverWallet’s range of services ensures that your Idaho business is protected with the right coverage. Fairbanks Insurance Brokers provides affordable toll and equipment coverage using Inland Marine Insurance coverage. Transfer your risks to a highly-rated insurance company at an affordable price.

Also used to fund buy/sell agreements when a business is owned by more than one person. The business owns the policy, pays the premiums, and is the beneficiary. The information contained on this page should not be construed as specific legal, HR, financial, or insurance advice and is not a guarantee of coverage. In the event of a loss or claim, coverage determinations will be subject to the policy language, and any potential claim payment will be determined following a claim investigation. The information provided on this website does not constitute insurance advice.

Cameo Pulver epitomizes integrity, energy, hard work, and creative service in every detail of her insurance transactions. Cameo grew up in the Joshua Tree California area and started her sales habit at the age of ten, selling candy to her grade school class mates. She has continued rising early and has since built a successful career in Insurance for over 15 years in the Treasure Valley area.